YARCalc

Account, privacy, and support

Invite a friend and earn referral access

Send a private email invitation and understand when each one-month Subscriber reward is earned.

Invite a friend

Invite someone who wants to build a retirement plan

Invite a friend sends a private invitation and can earn each of you one month of Subscriber access. Use it for a new user who wants to try YARCalc; an existing account does not qualify.

Account Settings > Invite a friend

Check that the invitation fits the person and the timing

Use an email address your friend controls and expects to use for the new account. They must verify that address within 30 days. If referral invitations are paused during Invite only registration, wait until the option is available.

Send the invitation and understand when access is earned

  1. Open Account Settings > Invite a friend, enter the email address, and choose Send Invitation.
  2. Your friend follows the private link, creates the account with the invited address, and verifies the email within 30 days to receive one Subscriber month.
  3. Your reward is earned after your friend finishes Plan Setup and successfully opens their first full Projection. Sending the invitation alone does not earn it.

Understand the extra access period

Referral months extend any current complimentary access period and do not consume the separate one-time three-month welcome period. A referrer can have up to three active or earned rewards in a rolling year.

When the extra month ends, the account returns to Free. Saved results, settings, and AI credit remain; starting new analyses follows Free limits, while already accepted work may finish.

An invitation does not confirm that the recipient qualifies

Each invitation is for one email address, expires after 30 days, and can be used once. If the address already has an account or has opted out, the processed response does not reveal that private information. Ask your friend directly if they need help receiving or using the invitation.

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